Capital One SavorOne Cash Rewards Credit Card

How to Maximize Rewards with the Capital One SavorOne Cash Rewards Credit Card

You’ll earn the most rewards with the Capital One SavorOne Cash Rewards Credit Card when you use the card for restaurants, entertainment, popular streaming services and groceries. Earn the card’s one-time $200 cash bonus after spending $500 on purchases within the first 3 months of account opening.

What are the fees associated with the Capital One SavorOne Cash Rewards credit card?

  • Annual subscription : This card does not charge an annual fee.
  • Foreign transaction fees: There are no foreign transaction fees with this card.
  • Balance Transfer Fee: There is no charge for balances transferred during the APR transfer. Otherwise, it’s 3% of the amount of each balance transferred when you take advantage of a promotional APR.
  • Cash advance fees: The Capital One SavorOne Cash Rewards credit card charges a cash advance fee of $10 or 3% of each cash advance amount, whichever is greater.
  • Late payment fees: This card charges a late fee of up to $40.

Comparisons with other credit cards

Annual subscription : Neither card charges an annual fee.

Awards: the The Capital One SavorOne Cash Rewards Credit Card offers 3% cash back on dining, entertainment, popular streaming services and groceries and 1% on all other purchases. With the Citi Double Cash Card offer – 18 months BT you will earn 1% cash back on purchases and 1% cash back when you redeem purchases.

Sign-up bonuses: With the Capital One SavorOne Cash Rewards credit card, after spending $500 on purchases within the first 3 months of opening the account, you will earn a $200 cash bonus. The Citi Double Cash Card offer – 18 months BT does not have a sign-up bonus.

Advantages: Capital One SavorOne Cash Rewards credit cardholders enjoy a host of travel and retail protection benefits, including 24-hour travel assistance services, travel accident insurance, warranty protection extended, zero dollar liability on unauthorized charges and free concierge service. Citi Double Cash Card – BT 18 month supply benefits include exclusive access to event ticket sales and zero dollar liability on unauthorized charges.

Annual subscription : Neither card has an annual fee.

Awards: With the Capital One SavorOne Cash Rewards Credit Card, you’ll earn 3% cash back on dining, entertainment, popular streaming services and groceries and 1% on all other purchases. Chase Freedom Unlimited cardholders earn 5% on travel; 3% on meals, including eligible takeout and delivery services; 3% in pharmacies; and unlimited 1.5% cash back on other purchases.

Sign-up bonuses: The Capital One SavorOne Cash Rewards credit card offers a $200 cash bonus after spending $500 on purchases within the first 3 months of account opening. The Chase Freedom Unlimited also offers a 1.5% cash bonus after you spend on everything you buy (up to $20,000 spent in the first year) – worth up to $300 in cash back !.

Advantages: Capital One SavorOne Cash Rewards credit card benefits include travel accident insurance, extended warranty protection, 24-hour travel assistance services, and complimentary concierge service. Benefits for Chase Freedom Unlimited cardholders include purchase protection and extended warranty protection. Both cards offer zero dollar liability protection.

Should You Get the Capital One SavorOne Cash Rewards Credit Card?

  • Looking for a rewards card with no annual fee.
  • Want to earn 3% cash back on dining, entertainment, popular streaming services, and groceries.
  • Plan to pay the balance each billing cycle to avoid the potentially high APR.